Enter a loan amount, rate, term and fee to see your monthly payment, what the loan costs in total and how much cash you actually get. Don’t know your rate yet? Try a few different ones to see the range.
Personal Loan Payment Calculator
See your monthly payment, total interest and how much cash you actually get after fees.
Estimates only. Assumes a fixed rate, equal monthly payments and a fee taken out of the loan amount. Your actual rate, fee and payment depend on the lender and your credit.
Check your personal loan ratePaid link. We may earn a commission.
How to use the results
Look at the total cost, not just the monthly payment. A longer term lowers the payment but usually means paying more interest overall.1 And compare loans by APR, which includes fees like an origination charge, not just the interest rate.2
Want the full picture first? Read how personal loans work and how to compare offers.
Sources
- What do I need to know about consolidating my credit card debt?, Consumer Financial Protection Bureau.
- What is the difference between a loan interest rate and the APR?, Consumer Financial Protection Bureau.
Advertiser disclosure: Personal Loan Time may earn a commission when you click some links on this page. That never changes what we say. We are not a lender, and this isn’t financial advice.